While I believe there isn't any one right way to grow a client base, relying on content creation has been the best approach for me and AllStreet Wealth. And this is something that other advisors can do, too. It will take time, hard work, and a lot of iterating… but it is doable!

You didn't sign up to be a bookkeeper, financial planner, or business operator - but you need some of that knowledge to succeed and build a sustainable career. Creatorbread was created by Treyton DeVore to make money & business more approachable for creatives.

Capital gains are the profits you receive from the sale of an asset. This could be from selling a stock, mutual fund, house, crypto, etc. The gain you receive from the sale is considered a taxable event. To know how much you will be taxed depends on how long you hold the investment, as well as your tax bracket. Capital gains are either: short term (investments held for less than 1 year) or long term (investments held for more than 1 year).

Taxes are progressive, meaning that as your income goes up, so do your taxes. However, not every dollar you make is taxed in your top marginal tax bracket. This creates a lot of opportunities for tax planning. You can fill up tax brackets for Roth conversions to maximize that tax bracket. Or you can take advantage of accounts that reduce your taxable income so no dollars are in a certain tax bracket.

To figure out your "freedom number" there are many, many things to consider. I wish it was as easy as a quick calculation, but you need to take into account things like: What age you'd like to stop working (because that'll influence how much money you need to have invested and how long it needs to last) and how much you'd like to spend each year (also influences how much you need to have invested)

The theme of this is to zoom out, look at the facts, and look at what has happened in the past so you can keep going. And I know, this time may feel different. It may be the black swan event we all worry about. However, every recession feels different than the last one. Ask someone from the early 2000’s. That one, 2008, 2020, etc. all felt different than the last. Doesn’t mean we won’t get through it.

House hacking and thinking about your first real estate investment

Our environments and relationships, both physical and emotional, with money play a role in how we view it and how we manage it. With knowing this, you may begin to understand why you view money in a certain way and if it's an unhealthy viewpoint, you can then begin taking necessary actions to correct the behavior.

One of the best ways to learn about a new topic or area of interest is by taking action, making mistakes, and learning as you go. But when it comes to your money, making mistakes probably isn't something you want to do repeatedly.

Financial self care means building a healthy relationship with money, developing good habits, and creating clarity in your financial life so you can feel good about your money.

Getting started as a young professional is overwhelming. We all know it. In what feels like seconds, we went from only worrying about how to pay for $1 wells at our local dive bar to having to decide about benefits, paying student loans, building savings, 401(k)s, etc.

People often wonder if now is the right time for them to hire a financial advisor. And if not now, then when? While almost anyone could benefit from working with a financial advisor, there are certain times in life where it really pays off to be working with one.

Managing your finances was hard enough when you were on your own. Juggling work, a home, and the never-ending activities that kids decide to join means life is not only more complex, it is also much busier.

It is reported that 71% of millennials have started investing for retirement (pewman.com), while 72% say they are pessimistic about achieving financial security one day (Forbes). The only way to feel more confident is by planning. This guide will help you understand the steps to take to plan for your ideal retirement.

The average person skips through their benefits and picks everything in just a couple of minutes—you don't want to be one of those people! According to the latest data, benefits make up 32%(!!!) of an employee's total compensation. This guide will help teach you how to maximize those benefits.

Some people love credit cards while others think they are the worst financial tool out there. Personally, we think credit cards can be an awesome tool when used correctly.

Completing financial tasks before the end of the year is tedious. 401(k) contributions, insurance reviews, and more, there's a lot to keep in mind. This article quickly walks through what you need to know about end-of-year financial planning.

Equity compensation can be a great wealth-building tool for you, as well as a great option for companies to give out. But, with equity compensation, planning needs to be done to ensure you don't become over-concentrated, know the tax treatment and planning, and ensure you have the cash needed to exercise options.

Most people have heard of trusts, but not many know whether they need one or not. A trust is a legal arrangement where you can put assets into it and choose how your heirs will receive them. A trust helps you avoid probate and can save time and money. Plus it gives you control on how these assets will be handed down. It’s also important to note that the assets you move into a trust are not part of your estate which can help lower your taxable estate.

Insurance premiums can feel like a waste of money if you never use the insurance, but the peace of mind and financial security that insurance provides is worth way more than the monthly costs. Without insurance, one unexpected event could cause cash flow problems, drain savings, and in some instances, cause bankruptcy.

Do I need to pay taxes? How can I reduce my taxes? Learning how to manage taxes as a young professional is essential and this post talks about income taxes, capital gains taxes, how various investment accounts are taxed, tax credits, tax deductions, and some common tax credits and deductions that can be used.

In this week's episode, we had the opportunity to chat with Samuel Deane, founder & financial planner at Deane Wealth, about investing in private markets.

The Crossroads is a weekly financial education show for our generation and content should not be construed as advice or recommendation of securities. Our content serves education purposes only and it's recommended to speak with your trusted advisor before implementing any financial strategies.

In this episode with Odaro Aisueni, we talk about Why equity should the main priority, Best forms of equity, 3 do's and do not's of equity, and much more on the topic of equity comp, business ownership, etc

In this episode with Tyler Olson we chat about whether pursuing your passion is the right idea, how to determine whether more school makes sense, student loan forgiveness options and plans, and how to fund college (and if 529 plans make sense)

In this episode of The Crossroads, we're joined by Brian Feroldi, financial creator & author of Why Does The Stock Market Go Up, to talk about his investing journey, why he invests in individual stocks and why that typically isn't the best option for others, why he doesn't like investing in real estate, mistakes to avoid, advice for new investors, and more. Watch + listen.

In this episode of The Crossroads we chat with Nick Maggiulli - Chief Operating Officer at Ritholtz Wealth, creator of the Of Dollars & Data blog, and author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth.

Tax Tips for Young Professionals - Episode 28 of The Crossroads, a weekly financial show for our generation

Understanding Equity Compensation w/ Chris Arnold • Episode 27 of The Crossroads, a weekly financial show for our generation

We had the opportunity to sit down with Tyrone Ross to chat about why bitcoin is different than other cryptocurrencies, the impact it's had on the financial system, and what investors need to know.

In this episode of The Crossroads we spoke with Kent Hollingsworth, mortgage loan advisor at Fairway Mortgage, to break down what the home buying process looks like